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Debt Help
some help for income tax debt
Would someone be able to help me with specific parts of the Income Tax
Act?
I need specific references such as section, subsection, article number
etc.
I am not a lawyer and have no money to hire one. I am hoping that there
is a
benevolent lawer or tax expert that can answer these questions. I am
disabled with a mental illness really need help here. This is regarding
personal Income Tax (T1)
1) What part of the Act refers to the Fairness Provision?
2) What part of the Act all...
some problems with Student Debt, needing help
I am in a world of trouble. After graduating from professional school
(Chiropractic), my life took some ugly turns and I turned to some bad
things, and became increasingly depressed and neurotic. I have not
become licensed to practice. In all this time I have simply ignored
all the inquiries by the loan people, save a consolidation (and missed
one small-ish loan from the college), and the collections people are
claiming over $230,000! 6 years post-graduation - yes, I haven't paid
o...
Solving the Third World Debt Problem
How to solve Nigeria's foreign debt problem?_Personally, I think Mr Willimas is making a great mistake by saying
that we should lengthen the time of the debt. This I believe would
increase the total amount owed.
What I believe should happen, is that we should shorten the length of
debt, and then service the debt with oil, rather than funds. We should
approach OPEC, and table our case. This is a big disgrace. Mr Rilwanu
Lukman should, as the chairman of OPEC, explain why Nigeria needs...
who can tell me about Self Help Free Debt Elimination
I would like to consolidate all my debt. However I have so many debts out
there that i dont know who i owe anymore. I admit that is sad, but I just
got a job and want to pay it all off. Is there any way that i can find out
who all i owe and how much? Will a credit report show all my creditors,
amount owe, account numbers, and so on?
Also the sites I have been receiving are for consolidation loans. I would
doubt that a person with bad credit would even qualify for a loan. If they
di...
right links for Personal Debt Help
Can someone answer some of these questions and/or point me to the
right links?
1. I am under the impression that Americans carry too much debt.
Would this be an accurate assessment? I am under the impression the
economy of American has been fueled by this debt, and had been able to
stay afloat. People have borrowed too much money and they can't
afford to pay it back. People are living paycheck to paycheck because
of this. I assume with prominance of advertising for bankruptcy
ser...
how to solve Non Profit Debt
have unfortunately gotten into a credit situation where I have good
credit but have two credit cards which are currently killing me and it
won't be long before I have quite bad credit. Namely, a Visa card with
ridiculous interest rates (because I apparently was late on two
payments the percentage rate went from 11.9% to 25%)- Trying to dispute
it did nothing for me. I am, of course concerned about my credit as
i've spent years making it good. I already have a large outstanding
(max...
looking for Mortgage Debt Advice
I am in arrears of £6000 with my mortgage company. I was initally in debt
for £10000 but have brought this down. But they have sent me a letter toady
saying that they are going to go to court to take repossesion of the
property. I can pay another £2000 within the next 2 weeks. The reason it
went inot arrears was becuase I had not been employed for a while.
Can anyone explain what the process is. My mortgage company is called
Platform. I am desperate to pay everything of but am self...
live debt free or work 90 hours a week when I graduate from law school. ?
I have applied to 8 schools. I can really use some helpful input about each
of them. I am graduating this May with my bachelors and masters in
accounting, tax emphasis, from the University of Florida. I am considering
tax law and more specifically estate planning. I have done an intership for
a Big 6 firm and am not too keyed up on tax anymore. Basically I am unsure
of what I want. I do know that I do not want to work 90 hours a week when I
graduate from law school. Hey money is nice...
seeking for legal advice about credit card debt
I want to transfer my credit card debt to another card or cards with
the lowest possible interest rate. What is the best way to do that, of
what should I be aware, etc? (All my debt is unsecured. I've had two
marginally late payments in the last two years. Don't know my 'score':
is it advantageous to me to find out and, if so, how can I use whatever
it is to my advantage, etc.?)
Is there an authoritative site on the web that addresses the subject?
Does applying for such cards in an...
wondering about irs debt any help ?
I owe taxes to the IRS for the years 2000-2004, and have an
installment agreement to pay it back. I was married last
year (2006) - will my new husband be responsible for this
debt? I realize that if I file a return that shows I am due
a refund, the refund will be applied toward my debt. If we
file jointly and are due a refund - will they do the same?
What if we file separately? Will any refund he is due be
taken to pay toward my debt? Common sense would tell me
that if I inc...
any help for the debt problem
am in about £30000 debt with credit cards loans etc
i am having problems paying now and am just paying of one card with the
other
is there any way out of this black hole_I normally advise:
Pay the minimum possible on all debts and whatever else you can afford,
pay off of the debt with the smallest balance. Every month or so you
manage to kill off one of the debts. The next smallest now becomes your
smallest. And so the cycle goes until the debts are gone.
but 30,000 pounds...
how to help paying off debt
Im very confused about my offer. I took out a £30K mortgage in 1994 covered
by SL endowment.
SL say in their offer letter "If you had used a repayment mortgage rather
than an interest only mortgage and your endowment plan, you would be
£3,031.62 better off.
The workings out say:- 1) The cash-in value of your plan (as of 11/08/03)was
£8,912.70 (thats the date we surrendered in and changed to a repayment with
Abbey). 2) the amount your loan would have repaid if on a repayment b...
some help in paying debt
Any advice, anyone? Our situation, succinctly:
- Currently living in the southeast
- Moving to Devon, Nov 2003, with secure civil service job
- recently discovered wife was expecting
- wife would like to stop working (I agree) if possible
- looking into purchasing a property on our joint salaries before wife
takes maternity leave
- Once we own a house in devon my employer will pay our rent locally until
the move, although we can't rent out the property in devon
I have be...
wanna pay off your own debt
I have a few related questions concerning debt, my 401(k), and
buying a home. First, let me give you some background on me:
Age: 22
Job: IT Consultant
Employment: Full time (2 years), $60,000/year
401(k) Contribution: 15% (about a year in the program)
401(k) Current Value: $9,542.59
401(k) Employer Match: 3%
Here is my current debt:
Visa: $3200 @ 13.65% APR
Visa: $3000 @ 14.7% APR
Discover Card: $1900 @ 9.9% APR, $450 @ 22.99% APR (1 card, 1 is
balance transfer...
needing help for getting out of your own debt
I need some advice to help us get out of credit card debt. We took out
a large loan last year to do some work on our house. And we are able to
pay over the minimum amount but the interest eats up most of that, and
we can not put more that a few dollars in savings. Would it be a good
idea to take out a bill consolidation loan?_First thing is to put the credit cards away or cut them up till
you get out of debt. A bill consolidation load would then be a good
idea as long as the inter...
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