Finance Q&A

Debt Consolidation

Edwards Finance > Debt Consolidation

Can someone post some info on VA loans regarding eligibility, what they look for on credit report, etc.....
Can someone post some info on VA loans regarding eligibility, what they look for on credit report, etc.....Jen, I assume you are talking about buying a house in which you will live as your 'primary residence'? In that case, they look for a 41% or less debt to income ratio, as follows: For an estimate of someone's debt to income ratio, take House Payment + Monthly Debt (Student loans, consolidation loans, car loans, credit cards) _____________ = Total Monthly Debt, then divide tha...

Can anyone point me in the direction of an institution offering decent rates on debt consolidation loans? I have about $9000 in unsecured debt (cards) with one in collections, and I am trying to avoid bankruptcy.
Can anyone point me in the direction of an institution offering decent rates on debt consolidation loans? I have about $9000 in unsecured debt (cards) with one in collections, and I am trying to avoid bankruptcy. Any links or telephone numbers would be appreciated.If unsecured credit card debt is what is taking you over the edge towards either a chapter 7 or 13, please visit our site for more details. You may call us, our telephone number is on the web site. We use federal laws, wh...

Are you looking fo a Credit Card, Debt Consolidation, Low Cost Benefi?
Are you looking fo a Credit Card, Debt Consolidation, Low Cost Benefi?Are you looking fo a Credit Card, Debt Consolidation, Low Cost Benefits. Well here it is Get your Unsecured credit card here. Where 95% of who apply are approved. May be your lookin for Debt Cosolidation no matter what yor credit. Its all here. http://www.beevy.com/card_search/usa?77-6460...

To know more about debt consolidation loans, bad credit debt consolidation loan, unsecured debt consolidation loans click at http://www.adverse-credit-debt-consolidation.co.uk
Life gets very hard and cruel when we are surrounded by loans or debts. We face humiliations by lenders, but can't do anything because we can't repay. Now put an end to your sufferings with debt consolidation loans. It not only pays all your debts but also gives you a hassle-free and comfortable life. Thus you are free from the harassment and worries of all the lenders. Debt consolidation loans helps in consolidating your all debts in an organized manner. Life becomes miserable whe...

debt consolidation or student loans
I'm in grad school and I have 5 years before I settle down and buy a house. Let's just say I've made some bad financial decisions in the past so I need to get my 617 FICO score up as high as possible in this 5 year period. My credit report shows one 30 day late period. It's been paid off, but that card was canceled by the company (so that won't vanish for 7 years), so not much I can do about that. I have three credit cards more or less maxed out to ~4000. Two of the interest rates ...

Nelnet, student loan consolidation - anyone have any experience with this
I have recently graduated on the 6 year super-saver plan from The College of Charleston. This plan allows you to take as much time as you need, provided that you leave with almost 15,000 dollars in student loans. Since then, I have been faithfully repaying my loan, but i keep getting these student debt consolidation emails and letters in the mail. They promise a locked interest rate of 2.25% (I am now paying 3.42%). These advertisements also threaten that since my loan is "variab...

Debt Consolidation Options
I am wanting to consolidate my credit card debt and was wondering what your suggestions were as to how to go about it. I am looking to consolidate about $25K in balances primarily for the convience of writing one check a month and having a definitive goal to look forward to. I am not in a money crunch but obviously the saved money would help. The interest on one card is relatively high (around 18%) and the other is average (9%). I have been turned down for an increase in my credit ...

refinancing mortgage loan debt consolidation?
When you're shopping for refinancing mortgage loan debt consolidation you've come to the right place. We're specialists in this refinancing mortgage loan debt consolidation field. You can't find exactly what you're looking for on too many other sites, but you can here. Well maybe that's a slight exaggeration. We might not have got exactly what you're looking for - refinancing mortgage loan debt consolidation - but we know the very best websites to get it from. All you have to do is follow the ...

debt consolidation?
I owe about $15,000 (credit cards and 1 personal bank loan). I've no mortage (house purchased for $217,000.00 in September of 1999) and recently paid cash for my car ($20,570.85 after a trade-in allowance of $3,256.00). I'm considering re-financing my personal loan (about $3,000 o/s) and paying everything off. I'll keep one credit card for emergencies (and get the limit cut back to $1,000.00), get rid of all my department store cards, include enough in my new loan to pay cash ...

Debt consolidation with new loan?
I'm trying to pull myself out of some severe debt, and have been looking for a way to consolidate my too numerous credit cards. Yesterday I received an offer in the mail from my Union which I think may be something of a boon, but I'm having a hard time understanding what's behind it. I'm offered the opportunity to "ask for a revolving loan..." No collateral needed, no application fee, fixed interest rate, low monthly payments. Then there's a chart offering several advance amounts: ...

Debt Consolidation? Reduce Those Monthly Payments. Apply Online!
Debt Consolidation? Reduce Those Monthly Payments. Apply Online!INTERESTED in consolidating your bills with our Debt Consolidation Service? INTERESTED in applying for a Visa or Mastercard? Its easy. INTERESTED in becoming a major credit card distributor? No fee to join. The money is good and it is easy to do. VISA/MASTERCARD - GUARANTEED!! BAD CREDIT - BANKRUPTCY - NO CREDIT No Problem. Get Yours Now! Unsecured Visa and Mastercard!! For your new unsecured Visa/ Masterca...

non-profit debt consolidation
I have no doubt these business entities are technically non-profit corporations. However, because of all the fairly recent advertising, hard sell telephone soliciting etc. from innumerable start-up companies. There is good reason for me to suspect there is a strong money incentive and a large amount of money being made, even though that money is not technically being aquired as "profit". Whadaya ya know/think about this?The debt consolidation company itself is non-profit, but they use ...

Help with debt and credit card consolidation
I'm seeking help on managing my credit card debt. Currently, I owe about 12,000 on 8 credit cards and paying interest rates between 18-29%. I'm thinking about consolidating this amount to a lower interest rate. About a week ago, I received a phone call from a consolidation company soliciting their business. They qouted me a 6-10% interest rate on each of my credit card and a payment of 360.00 a month. They also told me that I would be charged 40.00 each month which would already be...

Would you like to consolidate your bills but you have no home equity? Would you like to do some some improvements but you have no equity to finance the work?
Would you like to consolidate your bills but you have no home equity? Would you like to do some some improvements but you have no equity to finance the work? Don't dispair. A relatively new type of home loan is now available called the 125% home equity loan. Nationwide it is estimated that $10 billion worth of 100 percent or higher LTV loans will be financed in 1997 - up from $3 billion in 1996 and practically nothing in 1995. Volume for 1998 is projected to top $20 billion. Thes...

Home Loans, Refinancing, Debt Consolidation (free service)
-Purchasing a home -Refinancing your current home -Consolidating your debt -Considering home improvement LoanLocators will find a mortgage lender to service your financing needs. We find the lowest rates available. We have simplified mortgage shopping for borrowers while ensuring the highest quality service. All this at absolutely no cost to you! Click below to complete the online application... http://www.loanlocators.8m.com...


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