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Bad Credit
My Credit Score, problem?
A few years ago I had a problem with my bank of america debit card.
They refused to investigate a charge to hertz on my card. I dug my
heels and eventually settled the account for exactly what I owed them.
Unfortunately they are reporting the account as a settled charge off.
Any advice. Even partial improvements would be appreciated.-Use a credit card next time. Debit cards don't enjoy the same
protections as CCs do.
-Get a bottle of hard narcotics and ingest the entire bottle. You ...
How can evaluate a good credit score?
My mortgage guy ran my credit and my score was 830...he said it's the
highest he's ever seen.
weird...If after pulling the credit report he would have said "sorry, we
can't lend you this money" I would not have been totally shocked.
Sweet! I guess my buying this house is actually gonna happen.-He's probably not lying. That's a very, very high score.
-One of us is above 750 and one is above 800, and we're very, very happy with
that. A parent of ours is above 800 and is very happy with...
Mean of your credit score?
I am attempting to improve my credit rating to qualify for the best
loan possible in 4 - 8 months. Part of my Credit score has is low
because I do not have enough credit history, the other I have some bad
marks that I am currently challenging.
In a attempt to get some more credit history, I have a applied for a
few credit cards and qualified for low credit limits and avg credit
limits.
Now after the accounts have made it to my credit report, my score has
taken a 30 point drop in ...
Credit Score Mean?
Hi i'm 26 years old and a recent grad school graduate. I ordered a
credit report and got a score. however, it didn't say if it's good or
bad. can someone explain what the score mean? i have student loan but
no other debts. mine was few points below 800.-If you are talking about the FICO (Faire Issac) score, 800 is like
an A+. Anything over 720 is good, over 740 is excellent, and over
760 is rare to find. You will qualify for the best rates on any
credit that you apply for.
-well a...
Credit scoring, improving?
I was wondering about ways of improving my credit score.
I have had a look at my file and can't see anything bad in it,
however I see details of other folks in the house, does disassociating
make a real difference?
also does applying for credit card like capital one really improve
your credit scoring based on timely payments or is it just hype.
a comment; why is their a need for such a system when non legit
folk get credit easier? they seem to know how to play the whole thing
bet...
visa debit card with bad credit?
To cut a long story short, i got into a bit of a mess three years ago and
had several ccjs. Since then I've had quite a change of fortune - all ccjs
paid, no outstanding debts and I'm earning £80k a year but I still can't get
anything more than a crappy visa electron card. I've tried for proper
current accounts (and business accounts ) with all the high street and
internet banks and been turned down.
I have a capital one basic credit card with a £350 limit which I was over
paying i...
Bad, Very bad Credit ?
I have a very bad credit and I am sure same goes for a lot of people
on this village square. The questin is how can I get it rectified and
if I pay all the bad credit off now , will it enable me to get a
credit card in the near future? Please help.Just how bad? Did you get a credit report that says you're a credit
risk? If not, please get one. If it doesn't say anything bad about
your credit, you may wish to start out by getting 'secured' credit
cards (you pay a deposit and you're gi...
Va Mortgage Loan Bad Credit, ways to get?
My credit is not too terribly poor compared to some, but I have a few
marks on there I could use some advice with if available.
In 1992, shortly after getting out of 4 years in the Marine Corps, I
divorced my unfaithful wife of 3 years, who unknown to me was carry
around a large amount of money from a previous divorce settlement
resulting from the sale of their mutual home. Okay, I was young, a
Marine, she was pretty...that was enough back then when I was a kid!
Short story, while ...
Bad Credit Loans Guarunteed Approval , including Used Car Financing With Bad Credit?
How can I apply auto loans for buyers with bad credit?If you have never had credit in your name, financing a new or used car
may be problematic. Still, there are ways to get around having no
credit history. Several auto lenders offer loans to all types of
people. If you have bad credit, no credit, or a recent repossession,
there is a lender willing to help you. Here are a few tips to help
first time car buyers get approved for loan.
Apply for a Major Credit Card or Gas Card
If fina...
Unsecured Credit Card For People With Bad Credit, information?
I'm 28 years old, and have no credit history, since I didn't go to
college after highschool and didnt get the plethora of "student"
creditcard offers that all my friends did. Obviously, it sucks to be 28
years old with no credit, so I want to do anything I can to remedy this
as soon as possible.
I was wondering if there would be any benefit for me to apply for
several "secured" creditcards at once? Since most cards that I have
found offer base $500 credit limits with the minimum se...
Credit Cards For Bad Credit Applications ?
How to find a credit card ? eventhough
Unsecured Credit Card For Bad Credit?If you have bad credit, you may be under the impression that you are not able to apply for a credit card. While it is true that you may be rejected from getting certain credit cards or loans, there are options available for those who have bad credit. Since a sizeable percentage of the population has bad credit, this has created a market which many banks and credit card companies have tapped into.
Your credit report is...
Need An UnSecured Credit Card?
Where can i get Unsecured Bad Credit Card?-"Guaranteed **UNSECURED** Visa/Mastercard! Bad credit, no credit...NO
PROBLEM! Our service is guaranteed to provide you with a minimum of TWO
pre-approved sources for a credit card. For more details visit our web
site at:
http://www.beevy.com/card_search/usa?46-1549"
-Just contact a local bank in your area, especially the bank, if any, where
you have your checking and/or savings account. Most banks will be glad to
help you get a secured c...
Understanding Credit Score, know to get high credit score?
Is there anywhere to get a free copy of one's credit score?
I've just filed bk 7 Oct 17th I haven't gotten my discharge papers
yet, but i'm anxious to get them and start working on cleaning up a
bunch of stuff. Also does anyone know of any good place or reading
material for understanding credit reports?It's my understanding that we are entitled to one "free" credit report
per year...I don't think that one's FICO score is included in the free
report. It's not that much though....I jus...
Credit cards for people with bad credit rating ?
Can anyone recommend a company who will definitely take on
people that have had bad credit in the past, doesn't mater
if high interest rate or not, just to see if its possible?-Capital One seem to like giving cards to people who can least afford to
having one.
-Likewise - 'Monument' - think it's owned by Barclaycard?
-Martin Lewis knows a thing or two about this:
http://www.moneysavingexpert.com/creditcards...
Uk Bad Credit Second Mortgage, information?
Over the last couple of days, I have received two letters from Lowell
Financial (The Lowell Group), informing me in the first letter that they
had bought a debt of £1191.37 from MBNA - Alliance and Leicester
(addressed to me, but to a 'Miss' instead of a 'Ms'), and in the second
letter (addressed to my first name, but a different surname ['Moulding',
instead of my surname 'Martin'])that they had bought another debt of
£4335.08 from MBNA - UK, with both letters demanding immediate pay...
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