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My Credit Score, problem?Q. A few years ago I had a problem with my bank of america debit card. They refused to investigate a charge to hertz on my card. I dug my heels and eventually settled the account for exactly what I owed them. Unfortunately they are reporting the account as a settled charge off. Any advice. Even partial improvements would be appreciated. A. -Use a credit card next time. Debit cards don't enjoy the same protections as CCs do. -Get a bottle of hard narcotics and ingest the entire bottle. You should die in 30 to 60 minutes. Once dead, your credit score wont matter. Otherwise this will haunt you till you die, so you may as well commit suicide now and get it over. Your entire life is ruined from this, so you really have no other options, unless you can find a way to obtain a fake death certificate and obtain a completely new identity, which would require moving to another country, and cutting all ties with every person you know as well.
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