Can anyone recommend a VISA card for small business (not personal!) use?

Edwards Finance > Credit Card

Q. I am fed up with my current credit card provider (Bank of Scotland) for various reasons. Can anyone recommend a VISA card for small business (not personal!) use? I never withdraw cash. I always pay the cards in full, therefore I don't care about the APR. I am not bothered about reporting facilities or import into Quickbooks etc. Are there any low or no annual fee cards in the UK?

A. - Just out of curiosity - how can BOS screw up such a simple facility? What have they done wrong to cause you to seek an alternative? - Last year, they "forgot" several times to send the monthly statement out and one occasion it required several phone-calls and a letter to the Governer to get a copy. Bloody nuisance when you have to do a VAT return with a missing CC statement. Now we got a letter with 1 working day's notice announcing that they are going to up their annual fee. Annual fee, for what? I'm not quite sure why you think a credit card is a simple facility. For the consumer, there are hundreds of cards to choose from: high/low interest, with/without cashback etc. - I meant that from the bank's perspective the facility is a simple one - there is a limited amount of credit risk involved, as business cc s normally require payment in full on due date, and the limits are typically small. Larger limits are normally supported with security. - The card is just a payment method, isn't it? So it wouldn't be a private purchase, but a business purchase funded with borrowed private money which is then reimbursed. The only snag might be that the card company would consider all the purchases to be personal in terms of purchase protection, and the company might not be able to enforce such issues against the company, but on the other hand such protection might not even be available to business card customers. -

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