Can anyone point me in the direction of an institution offering decent rates on debt consolidation loans? I have about $9000 in unsecured debt (cards) with one in collections, and I am trying to avoid bankruptcy.

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Q. Can anyone point me in the direction of an institution offering decent rates on debt consolidation loans? I have about $9000 in unsecured debt (cards) with one in collections, and I am trying to avoid bankruptcy. Any links or telephone numbers would be appreciated.

A. If unsecured credit card debt is what is taking you over the edge towards either a chapter 7 or 13, please visit our site for more details. You may call us, our telephone number is on the web site. We use federal laws, which enable you to terminate your credit card debt without going through the bankruptcy process. Our methods are completely legal, private and no attorneys are involved, which explains why they do not care for our methods. Additionally, our method does not involve a "black mark" on your credit report for 7 to 10 years, like a bankruptcy. Your satisfaction is guaranteed. www.fairpayment.org

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