Finance Q&A

Do you think that our Debt Management Program is designed especially for you?

Edwards Finance > Debt Management

Q. If you answer "yes" to most of these questions our Debt Management Program is designed especially for you. Our program will consolidate your accounts into one "lower" fixed monthly payment and systematically eliminate your debt. What's more, you may save thousands of dollars in interest charges, eliminate past due amounts, stop expensive late fees, bring your accounts current, and put an end to upsetting collection calls. Family Debt Arbitration and Counseling Services, Inc., is a federally designated non-profit charitable organization offering comprehensive consumer credit counseling, debt management and arbitration services. We offer our services nationwide via America Online, CompuServe and the Internet. All transactions can be handled via email, telephone, fax and U.S. mail. Never an embarrassing moment ... you never need leave the comfort of your home! As a nonprofit charitable organization the major cost for our program are voluntarily funded and supported by participating creditors. We are virtually recognized by every major bank and finance company nationwide and regularly develop affirmative relationships with new creditors as our client base expands and new unfamiliar creditors become of issue. In nearly every case, our organization is met favorably for the benefit of our clients. Our organization is registered as a charitable trust with the Department of the Attorney General, Division of Charitable Trusts, the New Hampshire Secretary of State, the City of Manchester and Town of Candia, New Hampshire. We are a member in good standing with the Better Business Bureau of New Hampshire. Currently rated by Dunn and Bradstreet as HH2, the organization has an exemplary credit standing. Regardless of the reason for your financial difficulty, there's no reason for embarrassment. Almost everyone experiences money problems from time to time. The most important step is to act now. Let us show you how to put more of your paycheck into your pocket and get a fresh start today. Embark with us upon an escorted journey on the road to financial solvency. If you would like further information, you may talk directly with one of our counselors by calling (603)483-0593; or simply respond via email. We will reply via email with more detailed information. Should you elect to apply, we will analyze your financial situation, absolutely free of charge. You have nothing to lose, except your debt.

A. -Be careful about getting a debt consolidation loan that is used to pay off debts. If the interest, the money that lenders charge for loans, is too high, you may end up with a bigger problem. If you do get a loan, however, make sure all the financial statements that you give the lender are true and complete. Also, consult a qualified attorney, as you might be able to file a chapter 13 wage earner reorganization. -Please note that we do not make loans. We are a nonprofit charitable consumer credit counseling agengy that offers a Debt Management Program for our clients.

 


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