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REFINANCING A HOME AFTER BANKRUPTCY?
Q. I puchased a new mobile home last year. With all the debt i had i could only get a variable rate mortgage. Bankruptcy should be discharged in another month. Could i be able to refinance in the future for a lower rate with all my debt gone? I know im probably dreaming.
A. you can refinance. The interest rate you will get depends on a host of factors, including the lender, how much time has passed since your discharge, and what your credit is after the discharge. You may want to speak with a mortgage broker for some thoughts on how best to proceed.
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