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Chapter 13 Bankruptcy QuestionQ. Who and Where can help me? A. Bankruptcy puts your debts on hold (and eventually cancels some of them). It does not magically make it possible to get more things you can't pay for. Rent-a-Center will come get their stuff when you stop paying. Bankruptcy won't change that -- it protects stuff you own, not stuff you wish you owned. You may as well save yourself the money and have them pick up the stuff now, since you've said you won;t be able to make the required payments. -- If you e-mail me from a fake address, your fingers will drop off. I am not a lawyer; this is not legal advice. When you read anything legal on the net, always verify it on your own, in light of your particular circumstances. You may also need to consult a lawyer. Stan Brown, Oak Road Systems, Tompkins County, New York, USA http://OakRoadSystems.com
Other Questions: Who can refer Bankruptcy Help Advice?I've taken over a number of cases where a debtor prepared and filed the various bankruptcy documents without the help of an attorney. Apart from the fact that the schedules generally have to be completely ... Can anyone give share experiences with credit counseling vs bankruptcy .Can anyone give share experiences with credit counseling vs bankruptcy ?-In general, credit counseling firms can reduce the total of your payments by an average 5-10%. For most people, this is not enough to have a significant impact on their fi... bankruptcy / credit reportI declared bankruptcy in 2002. I kept one vehicle loan for a car that I had bought prior to the bankruptcy, without any official re-affirmation (as advised by my attorney) and I paid off the loan in full a year ago. However, all the credit repo... Pennsylvania law question,Please let me knowA friend was a victim of police brutality some years ago, he would like to know what the statute of limitations would be for a case such as this? Please let me know- It varies from state to state. If you indicate in which state these events ... Consolidation Loans Cause Bad Credit?Would a personal loan cause bad credit if the reason was for consolidation of credit cards. Would it matter if you change the reason for the loan?Getting a personal loan and being accepted for it will be reflected on yout credit history. What i...
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