bankruptcy / credit report

Edwards Finance > Loans

Q. I declared bankruptcy in 2002. I kept one vehicle loan for a car that I had bought prior to the bankruptcy, without any official re-affirmation (as advised by my attorney) and I paid off the loan in full a year ago. However, all the credit reporting agencies are reporting this loan as "included in bankruptcy" and puts a nice ding in my otherwise recovering credit. I've disputed it and it was confirmed. I called the bank and they said it should NOT be listed that way, but the credit agencies will not seem to fix it. Is this a normal thing? Any advice on how I can best get it fixed, if it's possible to do so?

A. - it is up to the creditor to report the correct information to the agency, if the bank is saying that they are reporting there is an error and the agency is not correcting it then it is a serious matter. get both sides to put their positions in wri

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