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Question about bankruptcy Attorney California informations ?
Q. Are there anybody have a few bankruptcy Attorney California .informations ?
A. I have a hunch that the problem is that you have too much equity in your house to be able to do a Chapter 7 bankruptcy and still keep the house. I you filed, the bankruptcy trustee would say you have to sell the house and use the proceeds to pay off your debts. Given all of the above, it might be that trying to do the refinancing routine is the right way to go. Ordinarily, I think it's a bad idea to borrow against a home to pay for a car or to pay off unsecured debts. But, in your case, it might make sense. You still might want to run this all by one more bankruptcy attorney and go over your present situation one more time before deciding on a final plan. I think there are some Southern California bankruptcy attorneys who read and post here, so maybe they can help you. But, assuming that what you really need is a way to get a $250,000 loan on a $380,000 home in California, you might want to try posting some of this at: alt.org.natl-assn-mortgage-brokers for some ideas and assistance. I know that some California mortgage brokers read and post messages there and can probably offer you some specific mortgage assistance and suggestions.
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