Finance Q&A

Edwards Finance

Telephone system vendor source?
I need a source for a telephone system unit that will control calls from generic touch tone telephones rather than only from proprietary system instruments. If there is a better newsgroup to ask this question on please let me know.There are bound to be a ton of telephone system suppliers in your area. Try the yellow pages. Local phone companies often sell business systems as well. I know the AT&T Partner/Partner II system supported analog phone devices, aka POTS (plain old...

Recommendation for Hosted VoIP PBX ?
I was wondering if anyone could recommend a Voip PBX service provider. We are investigating moving across from a legacy to a hosted Voip solution. We have about 25 ext's spread over 2 sites (20 in one location, 5 in the other), each with ddi.20 handsets is a lot to have on one site for hosted, if you are heavy telephone users. Depends how many phone calls you make. A full speed ADSL Max upload will give you 6/7 calls. You may need 2 ADSL lines or something faster. Our cli...

Why not more attractive multi-phone plans?
one would think that there would be a niche for selling a plan to somebody who would pay a few bucks extra to have, say, three phones on one plan for the same monthly rate as one - but have a restricted number of "free" minutes. That way whoever holds those two extra phones (wife, children?) would be potential sales generators to the extent that they would tend to use them and the account would get charged for the minutes. Sounds logical to Yours Truly - but I'm guessing there i...

What should I do about my credit card debt?? help!
My wife and I are considering buying a new home, but we have about $19,000 in credit card debt right now. We have a yearly income of around $90,000, and consequently could afford to pay off this debt. We also have about $10,000 that we could immediately put toward bringing this debt down. My question is, what would make more sense...getting a debt consolidation loan, taking the 10k and paying off half the bills and making regular payments from then on, getting a "home improv...

aeronautical engineering
I am a comercial pilot I am trying to get a degree in Aeronautical engineering ..I would appreciate it if anyone could give me some information about it.Say How long is it and How much does it cost and if anyone knows a good place in Dallas fortworth texas USA where i could attend fr this degree-Don't know about aeronautical engineering in the DFW area. I attended UT Arlington as an Aerospace Engineering student, they have a very good program. I transferred to Embry-Riddle Aer...

Maine Income Tax
I have some friends who are married, live in southern New Hampshire and work in Maine. Actually the wife works in Maine and the husband in Massachusetts. Some how the state of Maine taxes their combined income. I had always believed that filing separately on their federal income tax was the way around this, but Angie tells me it's not true. Does anyone out there now out there know how the state of Maine justifies this apparent ripoff and short of not working there, how to kee...

Consulting Engineer?
Is it required by law to have a P.E. before one can do consulting work? Or is it just required for opening one's own consultancy?-In general, the Consumer Affairs division of the State government requires anyone calling themselves an "engineer" or anyone offering "engineering" in any form to have a license to do so, i.e. P.E. The only exception to this is if the engineer is working for a manufacturing company. Anyone working for a manufacturing company is exempt from this law. But the ...

Could someone please help a future CAD graduate?
I am about to pursue an AAS degree in Drafting Technology, and I would like someone to give me as much help with the following as possible. What areas should I concentrate on now to increase my income later? (short of pursuing my Bachelors degree) In your opinion, what will be the predominant discipline of CAD in 5-10 years? (civil, electronics, engineering, etc.) Are there any courses that I should truly concentrate on for the future?-If you want to increase your income, and...

Virgin Galactic seems criminal at base level
A while back, Virgin Galactic travel agents were on KGO radio promoting their space tours. The short ride into space reservation was selling for $200,000. It just seems to me, at first glance, that the fuel spent on this industry is purely criminal. How are we, as individual habitants of this earth, expected to save fuel for future generations by being green when private companies such as Virgin Galactic and government agencies such as NASA are able to burn through fuel as fast a...

Questions about VoIP and VoIP-PBX ?
I am working for a small company (about 15 employees). We take calls for sales and technical supports. We have an old PBX with minimal basic functions (transfer, hold, 3 person talk, etc.). Our president is considering changing our phone system into VoIP + VoIP PBX. 1. Is VoIP mature(stable) enough now? 2. Do we keep the current phone number after changing into VoIP? 3. Is it easy to maintain the VoIP system? 4. Can we use the current old PBX with VoIP?Back in 2001 one of the c...

Suny Student Loan
I'm trying to convince my daughter to consider a NY State school. I don't want to brow beat her into going to a state school...so can anyone give me some input about NY State schools...anyone at one or with kids at one having a good experience or getting a good education....I need some good reasons.-SUNY schools only look inexpensive. If you are depending on financial aid a private college or university can usually equal or beat a SUNY offer, unless the student is top calibre and mer...

Electrical engineering career.
I plan to major in Electrical Engineering, but a friend of my fathers, who is a electrical engineer, told me that I would have to go out of state (I am in Florida) to find a good high pay job. Is this true? I would like to stay close to all my family. (alot of my relatives live nearby.)-I don't know how it is now, but Florida use to be the hot spot for Electrical Engineering jobs. No one knows now what the job situation will be like by the time you graduate. -That depends on wh...

advice on choosing a major
Next fall, I will be transferring to the University of Texas as a junior in engineering. Therefore, it will soon be time for me to choose a specific engineering major. I have narrowed my choice down to two; electrical and mechanical. Does anyone have any advice, recommendations, or other input that might aid me in making a choice to major in electrical or mechanical engineering? I am looking for advice regarding the opportunities, outlook, and flexibility provided by each field. ...

Genetic Engineering Ethics in Science Fiction
I am a final year university student who is currently writing an ethics essay. I have been trying to put forward the view that some of the ethical problems associated with new technology have already been explored in science fiction. I would like help in substantiating this view. My essay is on the topic of human genetic engineering and cloning. While I am familiar with some of the work on this topic I was hoping for some help in tracking down some short stories or novels which dea...

Will they actually put people in prison for their debts under this new bankruptcy law?
I heard the law change was basically bringing back debtor's prison. Will they actually put people in prison for their debts under this new bankruptcy law?- The new law comes very close to effectively repealing former bankruptcy laws protections for individual debtors. As such and on its own terms, its a pretty terrible give-away to credit card industry and related financial debt providers who most...


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