Finance Q&A

Edwards Finance

hand drafting as a pro - feasibility
What do you think about a professional - architect or designer - that still hand draws all his projects? And, can one be financially successful (or efficient) today w/out CAD? BTW, to narrow the focus, let's say small, one or two man office, doing residential & small commercial design rather than, say, skyscrapers.Why the question? Are you looking to be on your own and can't decide? Short answer: An office can have all CAD and no hand drafting, but no hand drafting office can aff...

Short-term vs. long-term capital gain
I have long-term capital gains from stock transactions last year, along with a small short-term capital loss. Can I reduce the long-term gain by the amount of the short-term loss? I was under the impression that short-term and long-term gains are taxed differently. Yet I noticed TurboTax lumps both together, placing the net gain figure on the appropriate line on my 1040 form. Also, I thought that capital gains were taxed at a different rate than ordinary income. Again, th...

Chapter 7 bankruptcy question.
I am in a civil suit and expect to settle out of court with a large financial settlement against me. I will not be able to pay the settlment amount. Will Chapter 7 relieve me from this debt? I read somewhere that CRIMINAL debts are not relieved. However this is in CIVIL court and I am trying to settle out of court.It may become important for you to note that (and how) your statement above conflates two different kinds of obligation -- namely, whatever it was that plaintiff c...

Can you explain why a 'taxpayer' and a 'person' are DIFFERENT as they pertain to the Income Tax Regulations?
Can you explain why a 'taxpayer' and a 'person' are DIFFERENT as they pertain to the Income Tax Regulations? ...There is no document entitled the "Income Tax Regulations," so it would make little sense for me to try to explain anything about a document you made up. If you want to make up explanations regarding your "Income Tax Regulations," feel free..."- You mistake a desire for a purposeful argument with stupidity. As you can see no one cares to play this word parsing...

I am going to visit Lake District in the UK for the first time - I am wondering where is the best place to stay for its beauty?
I am going to visit Lake District in the UK for the first time - I am wondering where is the best place to stay for its beauty? Is Lake Windermere too "touristy"? I'm trying to stay in a place where it is good for its value and yet with fantastic scenery!-Glenridding at the foot of Kirkstone Pass at the southern end of Ullswater is ine of my favourite spots. http://www.bbc.co.uk/cumbria/webcams/glenridding.shtml -this must depend on how you intend to travel a) to get there ...

Cell Phone Jamming Equipment 4 sale! ?
Going to have to get one of those pocket models. Last two movies I went to there was some idiot with a cell phone ringing.But wait, what if the cellphone user is aware of the jamming and just blast out their ringtone anyway?, Or turn the volume up high and keys morse code messages using the keypad... How does the person with the cellphone jammer know for sure that the jammer is only jamming frequencies only used by cellphones? Any idiot that doesn't have sense enough to turn t...

Average Engineering Salary
I'm relatively new to recording engineering. I've been interning for a year or so though now I'm finally starting to get paid. However, knowing that you start at the bottom and work your way up, $10 an hour seems pretty low. I fill in for the main engineer at the studio I've been interning with quite a bit, but can't seem to get them to pay me at least $20 per hour. What is the average rate engineers can expect to get? I know there are variables (different types of engineers etc.) ...

Bankruptcy information
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Architectural Technology
Sorry to but in here but i was wondering if there was anyone out there that would give me thier opinion on the following..... Architecture without technology, can be attributed to the poor design of 'Yesteryear'. I'm examining the validity of the statement and the extent to which the construction industry can move towards a more integrated working practice.-Since Archi"tect"ure and "tech"nology are both derived from the same root word, I seriously question whether one can actuall...

Bankruptcy in Illinois...don't know if 7 or 13 would be best?
I am a homeowner and would like to keep my home. Would a 7 or 13 be best?It depends on your equity in the home, the exemptions in your state and whether or not you are behind in your payments for secured property (car, boat, home), that you want to keep. Talk to a bankruptcy attorney in your local area. Most offer a free initial consultation. And then, after your free consultation, and before you hand over your checkbook to a lawyer, go to www.nolo.com and get their 7 or...

PA Income Tax?
Am buying house in PA and expect to move in shortly with son. I am divorced. Will still work in NJ so would like to know what to expect on my W2 for 2002. Will I have to file in NJ as non resident and also in PA? Any insight, help, advice appreciated like homstead rebate etcc.-You will file a NJ non resident and a PA resident, taking a credit on PA for the NJ taxes paid. We also have a local tax, the amount can vary from 0 to 4.25% depending where you live. Some employers withhol...

The concept of audio engineering education
I am attending school for audio engineering. The first year I learned a lot of the basic concepts of signal flow, dynamics, and time based processing gear and that helped. Now that I know all of that, I have to *rot* through two more semesters of monotony. I have an internship and I think I've learned more there than I have in school in the same ammount of time. I feel like im getting jacked because I definetly WONT have any sort of job placement or hookups. I got my internship on my...

telephone answering service info ?
I'm starting up a small part time business, and would like to have a telephone number that is directed to a telephone answering service, where a live person takes the details of the call and sends it onto me (via email/ text/ etc). I'd also need a number, ideally a local number, but cost of local number and answering service all adds up and I don't want to incur too much cost initially. Thought about an 0845 number, as I have an adversion to calling 0870 numbers. Have sugges...

Help with Engineering Education
I would like to ask who of you are engineering educators or interest in engineering education? I am working on a study for NSF about the future uses of computerand communication's technology in engineering education and would like to secure more input from folks around the country. If you would send me a note if you are interested in this topic, I would be most appreciative. Specifically, I have a survey and a kepner-tregoe trade-off analysis that I would like to get folks to fil...

Best Colleges for Computer Engineering and Business
I was wondering if anyone knew of top universities that have business and computer engineering as their top majors.-UC Berkeley (although we don't have a "computer engineering major", we have an electrical engineering and computer science major or a computer science major) -Georgia Tech should be on your short list. We have a great computer engineering program (along with electrical engineering), and our business school (which we call management) is very good, too! Check out...


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